Independent Mortgage Broker · MI · TX · FL
One application.
A network of top lenders.
Your best rate.
Wealth Home Lending shops your mortgage across a network of leading wholesale lenders instead of tying you to one bank's offer. First home, next home, or refinance, we find the loan that fits.
Who We Are
A broker, not a bank.
A bank can only offer you its own products. As an independent mortgage broker licensed in Michigan, Texas, and Florida, Wealth Home Lending works the other way around. We take your one application to a trusted network of the industry's leading wholesale lenders and let them compete for your loan.
Every borrower's finances are different, so we present a range of options and rates that actually fit your situation, and we keep you informed at every step from application to closing.
- ✓ Access to multiple top-tier lenders, not one bank's rate sheet
- ✓ Options matched to your goals, whether that's a lower payment, a faster payoff, or stronger cash flow
- ✓ Clear communication and regular updates through closing
Loan Programs
A loan for every kind of borrower.
From first home to investment portfolio, these are the programs we shop across our lender network.
30-Year Fixed
One rate for the life of the loan and the lowest monthly payment. The classic for a reason.
15-Year Fixed
Own your home sooner and pay far less total interest, with a payment that never changes.
Adjustable Rate
A lower fixed rate for the first few years. A smart choice if you don't plan to keep the loan long.
FHA
Backed by the Federal Housing Administration with down payments as low as 3.5%.
VA
For service members, veterans, and eligible surviving spouses. Often no down payment and no monthly mortgage insurance.
Jumbo
Financing for homes that exceed conventional loan limits, without compromising on terms.
DSCR
Qualify on the property's rental income instead of your personal income. Built for real estate investors.
Bank Statement
Use bank statements instead of tax returns to qualify. Made for business owners and 1099 earners.
Not sure which fits? Give us a call and we'll price your scenario across programs, then show you the difference side by side.
Payment Calculator
Run your numbers.
Estimate a monthly principal-and-interest payment, then apply to see real pricing from our lender network.
- Loan amount
- $280,000
- Down payment
- $70,000
- Total interest over term
- $373,000
Estimate for illustration only. Includes principal & interest; excludes taxes, homeowners insurance, HOA dues, and mortgage insurance. Not a loan offer, rate quote, or commitment to lend.
How It Works
From application to keys.
Apply online
A secure application that takes about ten minutes. Prefer to talk it through? Call us and we'll do it together.
We shop your loan
We price your scenario across our wholesale lender network and present the best options side by side.
We manage the details
We handle the documents, the appraisal, underwriting, and deadlines, and we keep you updated so you're never left guessing.
Clear to close
Sign, fund, and get the keys. And we're still here after closing whenever rates or plans change.